ive just been scammed but i dont see how the scammer makes any money?
a month ago i posted a question on here about extra work from home. i got am email from some guy saying hes give me 10% income if i was to cash some cheques in my account for him. whaterver the cheque was for id get 10%. i received the cheque and was abit iffy about it so i took it to the post office to look at to see if it was real or not and they said that it looksreal. the cheque was from a bank in ireland so i checked out the bank over the internet. all genuine so far. i put the cheque into my account to wait to clear. a month on i went into my account as my bank took money off me. found out the cheque was counterfit and the bank charged because of the trouble. thuis cheque was in euros and canme from south africa. ive been told to get intouch with cheshire police and give as much info about the man that gave me the cheque so they can get him. just wanting to know how does this man make any money? he did pester me to send half of it through moneygram to some address. he wanted this quite immediately but i told him he has it when the cheque clears. apparently with the cheque being in euros it can take up to 28 days to clear in a uk account. why would someone make counterfit money and not get any money out of it? do i have a good chance of the police finding this man? hes in south africa and i have his name, address and email address. will this be enough? also, please watch out for scams like this. i thought i could see a scam if one come along but this looked like a good opportunity and didnt realise. before people call me stupid i looked into the cheque to see if it was fake before i cashed it and everything looked good. also this man came from this site so watch out for a ''david simmons''
Credit - 5 Answers
Random Answers, Critics, Comments, Opinions :
1 :
usually they ask you to wire the money, and most people do it BEFORE the counterfeit is discovered - so the bank takes the wired money out of their account, and doesn't credit the counterfeit one. Which makes them, out the 90% part.
2 :
He was hoping that you were going to give him the 90% of that check, where as you would have been charged the full 100% of the amount because it was counterfeit you would end up losing 190% whereas the scammer made up with 90% of it. If you didnt send him the money then good for you, you didnt lose anything except time and possibly charges for a counterfeit check.
3 :
I know that I don't have to tell you this, now but if something looks to good to be true, then it's not. The first question one has to ask himself is why is this person going to give me 10% of his money just to cash his check? They say they need the money, they don't have a checking account bla bla bla. They look for people like yourself that have the desire to help and make a little extra cash on the side. They are hoping that you will send them the money because "they need it so desperately" as soon as the check arrives, you were smarter than the average person that got scammed, you tried to have the check validated, checked to see if the bank existed and assumed that you were safe in cashing it, unfortunately a month later the check bounced like a rubber ball and the scammer received received 90% face value of the check. What you could have done is once that you have validated that the bank was real, contact the bank and ask them to validate the availability of the funds before cashing it. You would have known right then that the check was either phony or did not have any funds available. Even if the the man is caught it is highly unlikely that you will ever see your money again. Here is a useful link so you can look at and be aware of the hundreds (maybe thousands) of scams today
4 :
It happened to me too, once when I was trying to sell one of my cars. The guy interested in the car sent me the Money Orders for $800 each. He sent the amount for the car and a bit more for the delivery of the car overseas. So I went to the bank to deposit the money. The bank teller told me to wait and took the MO's to the bank manager. He then called me to his office and told me the MO's were counterfeit. I continued my emails with this person and he said he now needed the money back because he and his sister were involved in an accident and needed to pay for hospital care. He gave me the information to send the Money Gram and all. Of course the Money Orders never got deposited. I sent the Money orders and emails to an office that does investigations on this when it comes to USPS money orders. I was lucky the bank noticed the Money order were fake. BUt not every one runs the same luck. As for how they make money? They urge you to get the money back to them fast, because they want to beat the time it takes the bank to find out the check is bad and the funds are sitting in your account. So they rip you off your own money. As for the possibilities of getting this guy.....they are close to none. Africa, specifically Nigeria is full of this scammers.
5 :
The scam is that the bank has to clear the check in 3 days, but they can come back and demand the money when they figure out it's counterfeit/forged/etc. several weeks later.
